WHAT ASSET ALLOCATION WILL YOU USE IF WE WORK TOGETHER?
Short answer – whatever is most appropriate for your situation. Everything we do is customized and crafted just for you. For your age, timeline, comfort with risk, values, hairstyle...the list goes on!
Example: if you're going to retire, that's a pretty different need situation than when you're about to send your twins to college.
One thing is for sure, we'll diversify your portfolio as much as possible.
I'M NOT SURE I'M A "CREATIVE"... WILL YOU STILL WORK WITH ME?
We all apply our creativity in different ways. Look, just because you don’t call yourself an artist doesn’t mean you don’t qualify! We're here to get your money off your mind, to remove whatever is (financially) blocking your creative flow.
Still have questions?
IF WE WORK TOGETHER, CAN YOU HELP ME WITH [INSERT CONCERN HERE]?
Very likely. Consider Ginger your thinking partner. She's not an encyclopedia but she has the training and experience to do the proper research.
She'll sift the real stuff from the fluff, bringing you the info, strategy, or even other professionals that best fits your situation.
CAN YOU GUARANTEE THAT YOU WILL OUTPERFORM WITH MY INVESTMENTS?
No, because we're not super big on lying.
No one can make that guarantee, and if someone claims that you can “capture the upside with none of the downside risk!”, then they’re selling you an expensive product that is making THEM money.
ARE YOU A FIDUCIARY?
You betcha. Ginger is a CERTIFIED FINANCIAL PLANNER™ so she's held do a strict standard of fiduciary duty. She puts clients' interests first and above all else.
WHAT'S YOUR APPROACH TO INVESTING?
We're big on a passive and research-based investment approach. We don't buy anyone saying they can consistently predict or pick any performance predictions, so we won't be recommending anything like that.
So our approach comes down to diversification, keeping costs as low as possible, and aligning risk to your needs, comfort, and timeline.
WHAT CUSTODIAN DO YOU USE?
Only the best for our clients!
We chose the platform with the least headache, best features, and slickest design – Altruist.
Learn more about Altruist here >
Altruist offers a multitude of accounts, even 529 college savings and solo 401ks.
For your 401k or other work retirement plan, we can manage those remotely via Pontera.
Unfortunately we cannot manage health savings accounts (HSAs), but we can help you choose your investments in those accounts.
HOW MUCH DOES IT COST TO WORK WITH YOU?
It depends on your situation, and which service you use.
Gallery costs $899
Mosaic costs $3,000
(included with $300,000+ invested with us)
Maintenance Mode costs $199/mo.
(included with $200,000+ invested with us)
Here's our annual investment management cost breakdown (blended tiers):
$0 - $299,999
1.00%
0.85%
$300,000 - $499,999
0.75%
$500,000 - $999,999
0.65%
$1,000,000 and Above
DO YOU EARN FEES FOR REFERRING CLIENTS TO OTHER EXPERTS + PROFESSIONALS?